Less juggling.
Bring several payment dates into one schedule you can actually keep in sight.
LESS DEBT NOISE. MORE LIFE.
Life moves.
Your debt
should too.
Multiple card balances. Too many due dates.
What if your next chapter started with
just one payment?
↳ No forms. No credit check. Just a calculator.
CARD 01 ↗$8,400
•••• 0284
CARD 02 ↗$6,200
•••• 0916
CARD 03 ↗$5,400
•••• 0612
b/TOGETHER LOOKS BETTER
One combined balance$20,000.00One plan. A fresh perspective.↗
breathing room.
BRIGHTER THINKING. BETTER BALANCE.Keep moving ↓
01 / THE SHIFTMAKE SPACE FOR WHAT’S NEXT
Debt takes up space.
Let’s give some back.
Consolidation brings existing debts into a new loan. Less to keep track of. A set repayment schedule. And a clearer view of what’s ahead.
More perspective.
Compare the full cost, including interest and fees. A lower payment is only part of the picture.
A finish line.
A defined term turns an open-ended balance into a timeline you can plan around.
02 / YOUR NUMBERSLESS GUESSWORK. MORE CLARITY.
Meet your
next move.
Slide the balance. Change the term.
See what a different plan could look like.
An illustration, not a credit offer.
No personal information needed.
$5,000$50,000
%
Your estimated monthly payment
/mo
Total repayment
Total interest
Fixed-rate example with no fees. A longer term may lower the payment and increase total interest. Actual rates, fees and eligibility would depend on a lender’s offer. This preview does not accept applications.
03 / A WAY FORWARDYOU SET THE PACE
A fresh start.
Not a leap of faith.
Get the full picture.
Start with your balances, current rates and monthly payments. Know exactly where you stand.
Find your fit.
Compare payments, fees and total repayment. Choose a timeline that works for your life.
Make your next move.
If approved for a suitable loan, repay the selected debts and begin the new payment schedule.
04 / GOOD QUESTIONS
Glad
you asked.✳
Is consolidation the same as debt settlement?
No. Consolidation uses a new loan to repay existing debts. Debt settlement seeks an agreement to repay less than the amount owed. They work differently.
Will I always pay less?
No. Savings depend on the interest rate, fees and term. A longer repayment period can reduce the monthly payment while increasing total interest.
Does the calculator check my credit?
No. It calculates examples in your browser. It does not access credit reports, collect personal details or submit applications.
Can I apply through BrightBalance?
Applications are not available in this design preview. No loan products, lending partners, rates or licenses are presented as verified.
Who operates BrightBalance?
BrightBalance is the brand presented on this website, operated by MAE ESTATE INVESTMENTS LLC.
YOUR LIFE IS BIGGER THAN YOUR BALANCE.Find your next move ↗
Onwards.↗
LESS NOISE.MORE POSSIBILITY.BRIGHTBALANCE.